[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lakoz.cz\/penize-nejsou-nikdy-jiste\/#Article","mainEntityOfPage":"https:\/\/www.lakoz.cz\/penize-nejsou-nikdy-jiste\/","headline":"Pen\u00edze nejsou nikdy jist\u00e9","name":"Pen\u00edze nejsou nikdy jist\u00e9","description":"Ka\u017ed\u00fd z n\u00e1s v\u00ed naprosto p\u0159esn\u011b, k \u010demu jsou pen\u00edze d\u016fle\u017eit\u00e9, a tedy ani nepochybuje o jejich d\u016fle\u017eitosti. V\u0161ichni v\u00edme,...","datePublished":"2021-01-18","dateModified":"2023-05-04","author":{"@type":"Person","@id":"https:\/\/www.lakoz.cz\/author\/#Person","name":"","url":"https:\/\/www.lakoz.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/99fa2d7bb0ff3369cbf7f1481134d0b6f7aff596e984b7c90a3d99b8b24eb0d8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/99fa2d7bb0ff3369cbf7f1481134d0b6f7aff596e984b7c90a3d99b8b24eb0d8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lakoz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lakoz.cz\/wp-content\/uploads\/mince%20ve%20studni.jpg","url":"https:\/\/www.lakoz.cz\/wp-content\/uploads\/mince%20ve%20studni.jpg","height":0,"width":0},"url":"https:\/\/www.lakoz.cz\/penize-nejsou-nikdy-jiste\/","about":["Bydlen\u00ed"],"wordCount":460,"articleBody":"   Ka\u017ed\u00fd z n\u00e1s v\u00ed naprosto p\u0159esn\u011b, k \u010demu jsou pen\u00edze d\u016fle\u017eit\u00e9, a tedy ani nepochybuje o jejich d\u016fle\u017eitosti. V\u0161ichni v\u00edme, \u017ee je spousta v\u011bc\u00ed, kter\u00e9 si nedok\u00e1\u017eeme vlastn\u00edmi silami opat\u0159it, je\u017e m\u016f\u017eeme z\u00edskat jedin\u011b tak, \u017ee si je od n\u011bkoho koup\u00edme, a to pr\u00e1v\u011b a pouze za pen\u00edze.V\u0161ichni tedy v\u00edme, \u017ee pen\u00edze pot\u0159ebujeme. Ale m\u00edv\u00e1me je? A m\u00e1me jich v\u017edy tolik, kolik jich pot\u0159ebujeme m\u00edt? Samoz\u0159ejm\u011b nikoliv. N\u011bkdy si jich vyd\u011bl\u00e1me m\u00e9n\u011b, ne\u017e je \u017e\u00e1douc\u00ed, n\u011bkdy je p\u0159\u00edli\u0161 rychle utr\u00e1c\u00edme, a to n\u011bkdy rozumn\u011b a n\u011bkdy nikoliv, a d\u016fsledkem je pak stav, p\u0159i n\u011bm\u017e u\u017e nejsme schopni platit d\u00e1l.A kdy\u017e nem\u00e1me pen\u00edze vlastn\u00ed, nem\u00e1me nejednou na v\u00fdb\u011br a mus\u00edme doufat v to, \u017ee n\u00e1m na dal\u0161\u00ed utr\u00e1cen\u00ed snad n\u011bkdo p\u016fj\u010d\u00ed. A teoreticky bychom takovou mo\u017enost m\u011bli m\u00edt, proto\u017ee je v\u0161ude kolem n\u00e1s r\u016fzn\u00fdch finan\u010dn\u00edch instituc\u00ed, je\u017e pen\u00edze nab\u00edzej\u00ed, habad\u011bj.Ale je realita opravdu tak r\u016f\u017eov\u00e1? Opravdu se\u017eeneme p\u016fj\u010dku, kdykoliv ji pot\u0159ebujeme? Jak kdy. Ten, kdo je na tom po ekonomick\u00e9 str\u00e1nce dob\u0159e, pochopiteln\u011b nem\u00edv\u00e1 se sh\u00e1n\u011bn\u00edm n\u011bjak\u00e9 t\u00e9 p\u016fj\u010dky pot\u00ed\u017ee. Ale co ten, kdo je na tom zle, kdo si vyd\u011bl\u00e1v\u00e1 jenom u\u010din\u011bnou almu\u017enu a nav\u00edc m\u00e1 i z\u00e1znamy v registrech dlu\u017en\u00edk\u016f nebo dokonce exekuce? Ten posledn\u011b zm\u00edn\u011bn\u00fd to m\u00e1 pochopiteln\u011b daleko slo\u017eit\u011bj\u0161\u00ed, tomu se ve finan\u010dn\u00edch instituc\u00edch ned\u016fv\u011b\u0159uje a nezb\u00fdv\u00e1, ne\u017e aby tento b\u011bhal od jednoho poskytovatele p\u016fj\u010dek ke druh\u00e9mu v mlhavou nad\u011bj\u00ed, \u017ee snad n\u011bkde usp\u011bje. A usp\u011bje, to ale teprve tehdy, kdy\u017e zmo\u017een takov\u00fdm usilovn\u00fdm b\u011bh\u00e1n\u00edm usedne doma k po\u010d\u00edta\u010di a oslov\u00ed nebankovn\u00ed spole\u010dnost. Proto\u017ee nebankovn\u00ed hypot\u00e9ka od t\u00e9to je p\u0159esn\u011b t\u00edm, co pot\u0159ebuj\u00ed zkomplikovan\u00ed a pomalu beznad\u011bjn\u00ed \u017eadatel\u00e9.U takov\u00e9 nebankovn\u00ed hypot\u00e9ky je pom\u011brn\u011b jedno, jak si \u017eadatel po ekonomick\u00e9 str\u00e1nce stoj\u00ed. Hlavn\u00ed tu je, zda m\u016f\u017ee d\u00e1t do z\u00e1stavy za p\u016fj\u010den\u00e9 pen\u00edze svoji nemovitost a zda bude m\u00edt z \u010deho spl\u00e1cet. A je-li toto spln\u011bno, do\u010dk\u00e1 se takov\u00fd z\u00e1jemce pot\u0159ebn\u00fdch pen\u011bz. A to a\u017e p\u0159ekvapiv\u011b v\u00fdhodn\u011b.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pen\u00edze nejsou nikdy jist\u00e9","item":"https:\/\/www.lakoz.cz\/penize-nejsou-nikdy-jiste\/#breadcrumbitem"}]}]