[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lakoz.cz\/na-koho-se-obratit-ve-financni-tisni\/#Article","mainEntityOfPage":"https:\/\/www.lakoz.cz\/na-koho-se-obratit-ve-financni-tisni\/","headline":"Na koho se obr\u00e1tit ve finan\u010dn\u00ed t\u00edsni?","name":"Na koho se obr\u00e1tit ve finan\u010dn\u00ed t\u00edsni?","description":"Pokud m\u00e1 n\u011bkdo v\u00e1\u017en\u00e9 ekonomick\u00e9 pot\u00ed\u017ee, s\u00e1z\u00ed nejednou na \u0159e\u0161en\u00ed jm\u00e9nem p\u016fj\u010dka. Proto\u017ee to je nejednou ten jedin\u00fd zp\u016fsob, jak...","datePublished":"2019-09-18","dateModified":"2023-05-04","author":{"@type":"Person","@id":"https:\/\/www.lakoz.cz\/author\/#Person","name":"","url":"https:\/\/www.lakoz.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/99fa2d7bb0ff3369cbf7f1481134d0b6f7aff596e984b7c90a3d99b8b24eb0d8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/99fa2d7bb0ff3369cbf7f1481134d0b6f7aff596e984b7c90a3d99b8b24eb0d8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lakoz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lakoz.cz\/wp-content\/uploads\/img_a352444_w1742_t1566985419.jpg","url":"https:\/\/www.lakoz.cz\/wp-content\/uploads\/img_a352444_w1742_t1566985419.jpg","height":0,"width":0},"url":"https:\/\/www.lakoz.cz\/na-koho-se-obratit-ve-financni-tisni\/","about":["Ekonomika"],"wordCount":418,"articleBody":"         Pokud m\u00e1 n\u011bkdo v\u00e1\u017en\u00e9 ekonomick\u00e9 pot\u00ed\u017ee, s\u00e1z\u00ed nejednou na \u0159e\u0161en\u00ed jm\u00e9nem p\u016fj\u010dka. Proto\u017ee to je nejednou ten jedin\u00fd zp\u016fsob, jak p\u0159ij\u00edt k nedost\u00e1vaj\u00edc\u00edm se a p\u0159itom pot\u0159ebn\u00fdm pen\u011bz\u016fm v\u010das.\u010clov\u011bk se tak odebere do n\u011bjak\u00e9 t\u00e9 finan\u010dn\u00ed instituce, odevzd\u00e1 a vypln\u00ed tam n\u011bjak\u00e1 ta lejstra a \u010dek\u00e1. A n\u011bkdy \u010dek\u00e1 \u00fasp\u011b\u0161n\u011b. Ov\u0161em n\u011bkdy tak\u00e9 ne.Proto\u017ee ne v\u0161ichni poskytovatel\u00e9 jsou stejn\u00ed a tak\u00e9 jejich podm\u00ednky se nejednou navz\u00e1jem i diametr\u00e1ln\u011b li\u0161\u00ed. A tak se nejednou zkr\u00e1tka nezada\u0159\u00ed.Ale jindy pro zm\u011bnu ano. T\u0159eba kdy\u017e \u010dlov\u011bk po\u017e\u00e1d\u00e1 nebankovn\u00ed spole\u010dnost o p\u016fj\u010dku jm\u00e9nem americk\u00e1 hypot\u00e9ka bez registru. Zat\u00edmco toti\u017e podm\u00ednky pro z\u00edsk\u00e1n\u00ed p\u016fj\u010dky v bance sp\u00ed\u0161e odrazuj\u00ed, tady jsou p\u0159\u00edmo \u00fasm\u011bvn\u00e9. Sta\u010d\u00ed jenom: m\u00edt nemovitost, ji\u017e je mo\u017eno d\u00e1t do z\u00e1stavy za poskytnut\u00e9 pen\u00edze,  m\u00edt alespo\u0148 takov\u00fd p\u0159\u00edjem, j\u00edm\u017e lze uhradit nejni\u017e\u0161\u00ed mo\u017en\u00e9 spl\u00e1tky,  m\u00edt registry dlu\u017en\u00edk\u016f nanejv\u00fd\u0161 s n\u011bjak\u00fdm ban\u00e1ln\u00edm z\u00e1znamem, kter\u00fd nen\u00ed t\u0159eba br\u00e1t a\u017e tak docela v\u00e1\u017en\u011b. \u017dadatel, kter\u00fd toto spl\u0148uje, se m\u016f\u017ee t\u011b\u0161it na p\u016fj\u010dku, je\u017e m\u016f\u017ee dos\u00e1hnout a\u017e sedmdes\u00e1ti procent odhadn\u00ed ceny zastavovan\u00e9 nemovitosti. Od n\u00ed\u017e ho d\u011bl\u00ed pouze povinnost vyplnit na internetu jednoduch\u00fd formul\u00e1\u0159, poslat e-mailem n\u011bkolik sn\u00edmk\u016f zmi\u0148ovan\u00e9 nemovitosti k ocen\u011bn\u00ed a dohodnout se se z\u00e1stupcem spole\u010dnosti na v\u0161ech detailech p\u016fj\u010dky. Na\u010de\u017e nic nebr\u00e1n\u00ed tomu, aby byla po dolo\u017een\u00ed v\u0161eho pot\u0159ebn\u00e9ho podeps\u00e1na smlouva a vyplacena dohodnut\u00e1 \u010d\u00e1stka.Tedy pen\u00edze, je\u017e si m\u016f\u017ee n\u00e1\u0161 hrdina vyzvednout ze sv\u00e9ho \u00fa\u010dtu a pou\u017e\u00edt na cokoliv, co se mu jenom zl\u00edb\u00ed. S mo\u017enost\u00ed spl\u00e1cet je t\u0159eba i po t\u011bch \u00fapln\u011b zanedbateln\u00fdch spl\u00e1tk\u00e1ch a\u017e t\u0159icet let. Nebo tak\u00e9 p\u0159ed\u010dasn\u011b, je-li mu to milej\u0161\u00ed. Pen\u00edze, za n\u011b\u017e bude hradit jen snesiteln\u00e9 \u00faroky.Ka\u017edop\u00e1dn\u011b je takov\u00e1 americk\u00e1 hypot\u00e9ka n\u011b\u010d\u00edm, co lze z\u00edskat snadno a co vyt\u00e1hne trn z paty leckomu. I t\u011bm, kdo jsou ve skute\u010dn\u011b t\u00ed\u017eiv\u00e9 situaci. A t\u0159eba i v\u00e1m.                                                                                                                                                                                                                                                                                                                                                                                          4\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Na koho se obr\u00e1tit ve finan\u010dn\u00ed t\u00edsni?","item":"https:\/\/www.lakoz.cz\/na-koho-se-obratit-ve-financni-tisni\/#breadcrumbitem"}]}]